Town of Millertown

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Millertown is a scenic community located in the interior of the island of Newfoundland & Labrador, Canada. Millertown is nestled on the north east side of Red Indian Lake. It boasts the Gaff Topsail Plateau to the North, dense boreal forest to the south and one of the great canadian rivers, Exploits River to the east. Millertown offers the gateway to the island's wilderness, providing activities and spectacular scenery to suit any eco-tourist or resident. Here in Millertown you will find natural beauty that promotes a sense of relaxation as well as the hospitality and kindness of Newfoundlanders.

What You Need to Know About Small Business Start ups and Small Business Loans

When an individual starts their own business venture, there are many different things that they will be responsible for. One of the most important is securing the financing to support all of their needs in the beginning stages. In some cases, the individual may have the money that they need if they have saved up for it in advance. In other situations, the individual may only have a little bit saved up and they need a little or a lot more. Therefore, they may decide to apply for small business loans online to obtain the money that is needed. Fortunately, there is a lot of invaluable information online that can assist the new business owner with this information and the requirements needed to be successful in getting what they need. So, for those of you who are interested in obtaining the information that's related to applying for a business loan and being approved, here's some information that you will need to know.

Different Types of Business Loans
When applying for any type of business loan, it is essential that the business owner knows that there are different types of loans that they may apply for. Typically, they fall into at least one of two categories, which is short-term loans and long-term loans. Short term loans are often designed for those business owners who do not need a lot of financial resources to get their businesses' up and running. Instead, they may need only a few hundreds to thousands of dollars to implement their initial plans. For instance, if an individual is starting their own home based business, they may need enough money to purchase a new computer, supplies for their offices, a new phone or phone lines and other things that will make the home based office complete with all of the items that they need.

On the other hand, if the individual is starting a business that requires quite a bit more, they may need to apply for a long-term loan to get started with their initial business operations. For instance, in this case, the small business loan that they need may be used to secure a physical facility in a specific location in their area. So, the money that they need may be used as a downpayment for getting the office, part of the monthly rent payments for a specified period of time, office equipment, phones, computers and the like. All of which can be used to make sure the business has what it needs to open its doors.

Types of Lending Institutions
With this being said, the new business owner will need to determine which type of business loan, short-term or long-term will be needed in the initial stages. Once they decide which type of loan is needed, they should consider the type of lending institutions that will help to meet their needs. Some of the more commonly known today includes local banks, credit unions, and online merchants that offer business loans to those that need them. Even though local banks and credit unions are known for offering conventional loans to those who want a new business start-up to be financed, it is also important to note that the unconventional business loans are steadily increasing and becoming a staple in initial business start ups plans today. Therefore, people should make sure that they are doing their research prior to applying for the business loans and being accepted. When an individual does their research in advanced, they can make informed decisions and they will know what they will pay back in interest, how long that they will have to pay the money back and other things that relate to a business loan.

Current Events

1st of July     Millertown, in the Lewis Miller Room: There will be bi-weekly displays.  The one currently up is
                       called "By Way of Water", and will be up until July 15th.

7th of July     Art Ex will be holding events throughout the region leading up to the main events held
                       July 7 - 9 2011. Check out their website at:

16th of July     Lewis Miller Room: School Memories and will be up until July 30th.

Throughout the summer there will be various exhibits at The Lewis Miller Room:, The Beothucks, and The Laplanders / Reindeer Trek, Logging, Then and Now, By Way of Water, At The Movies, and many more exhibits showcasing the rich heritage of Millertown.